Business Services

Did you know that MPCU offers Business Services? We want to help your business succeed and grow. Part of our Mission Statement says "Striving to provide superior financial services and security second to none". This applies to our business members as well. See below for a list of our services.

Services offered to business members at MPCU:

• Unsecured Lines of Credit
• Visa Credit Cards
• Equipment Secured Loans
• Share/CD secured Loans
• Vehicle Secured Loans
• Real Estate Loans
• Business Checking Accounts
• Business Savings Accounts
• Payment Express Systems (credit card processing)

Financial Power for Your Business Merchant Card Services

Members Preferred Credit Union (MPCU) provides payment processing for retailers, supermarkets, hospitality providers and small business. Our merchant services program will help you increase your sales, reduce your check losses, expand your customer base, increase your cash flow and provide a wide range of value-added and reduced cost products and services.

MPCU in alliance with Payment Express Systems (Payment ES) offers a rich, fully featured program that meets your present and future electronic transaction processing needs.

Program Overview:

• Accept all major credit cards and ATM/online debit cards - VISA, MasterCard, Discover, American Express & Diners Club.
• Increase your sales by accepting credit cards through a secure Internet processing service.
• For maximum protection against returned checks, Payment ES maintains links to a leading check acceptance company, Global e Telecom.
• Check conversion allows you to accept checks without the hassle and expense of paper handling and manual reconciliation for Check 21.
• For business to business transactions or government or military accounts, you can accept purchasing and commercial cards through your terminal or our robust virtual terminal.

Program Benefits:

• Receive the most competitive rates in the industry for credit card processing while eliminating phone calls and paperwork and reducing payment time.
• Reliable 24/7 customer service.
• Understanding how vital transaction reporting is to your business, Payment ES offers free on-line reporting - Secure 24/7 web-based transaction reporting.
• Funds available within 48 business hours.
• No fee for converting existing equipment.

Many more services are available including:

• Gift card programs - an innovative way to increase visibility and sales while making a positive contribution to the community.
• Specialized payment terminals for the hospitality industry, supporting bar tabs and tip reporting, check-in and check-out capabilities, etc.
• And much more

Take advantage of our alliance and join the many merchants who enjoy the ease of processing with Payment ES. Call our Merchant Services Specialist today at 208-523-0090.