24/7 Online Access
NOT A MEMBER YET?
Click here to learn more about Member benefits, eligibility and how to enroll GO
Effective December 1st, 2009
| NEW ACCOUNT FEES | |
| Membership Fee | $1.00 |
| Early Account Closure Penalty (within first 3 months) | $5.00 |
| CHECKING ACCOUNT FEES | |
| Stop Payment | $25.00 |
| NSF Checks | $27.50 |
| NSF Debit (ACH or POS) | $27.50 |
| Courtesy Pay | 27.50 per occurrence |
| Copy of Cancelled Check | $5.00 |
| Overdraft Transfer (from share account) |
$10.00 |
| WIRE FEES | |
| Outgoing Wire (Domestic) | $25.00 |
| Outgoing Wire (International) | $35.00 |
| Incoming Wire (All) | $10.00 |
| OTHER FEES & CHARGES | |
| Monthly Service Fee (E-deposit) | $5.00 |
| Late Fee (E-deposits) | $20.00 |
| Reloadable Visa Fee | $5.00 |
| Check Cashing up to $300.00 | $15.00 |
| Check Cashing over $301.00 | $30.00 |
| Account Reconciliation | $25.00 per page |
| Account Research (1 hr. min.) | $25.00 per hour |
| Statement Printout | $5.00 per month |
| Deposit Return Item | $10.00 per item |
| Check Collection Fee | $10.00 |
| Replacement Plastics (Debit & Credit Cards) |
$10.00 |
| Verification of Accounts (VOD) | $15.00 |
| Bad Address - Returned Statement | $10.00 per month |
| Visa Advance Fee on Foreign Cards | 1% of advance; $10.00 min. |
| Bank Bags | $3.00 each |
| **History Printouts | $1.00 per page |
| NEGOTIABLE INSTRUMENTS | |
| **Official Check | $2.50 per check |
| **Cashier Check | $5.00 per check |
| **Money Orders | $2.50 each |
| Reloadable Visa Card Card | $5.00 each |
| Reload fee | Free online $2.00 per load in branch |
| SERVICE FEES | |
| Dormant Account If a share account has been inactive 12 months, a monthly service fee will be assessed. |
$5.00 per month |
|
**Waived for Members' Premier (age 65+) American Share InsuranceThis credit union is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. *ASI insures the member’s account up to $250,000. |
|
Members Preferred Credit Union Main Branch | 1515 Hoopes Avenue, Idaho Falls ID, 83404 | (208) 523-0090
Members Preferred Credit Union West Branch | 169 Houston Circle, Idaho Falls ID, 83402 | (208) 346-7324
Copyright © 2006-2010 MPCU. All rights reserved. Online Policy | Privacy Policy | Disclosures