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Loan Rates

Effective July 01, 2010

New Auto, Classic Auto & Harley Davidson
Year Term APR*
2008 thru 2010 Up to 66 months 5.25% to 7.25%
  67 to 78 months 5.75% to 8.75%
  AM 120 with 24 month balloon 4.75% to 6.75%
  AM 120 with 36 month balloon 5.00% to 6.75%

Used Auto & Harley Davidson
Year Term APR*
2007 and Older Up to 60 months 6.25% to 7.75%
  61 to 66 months 6.50% to 9.25%
  67 to 72 months 7.25% to 7.75%

New Large RV  
Term APR*
Up to 72 months 7.00% to 8.75%
73 to 84 months 7.25% to 10.25%
85 to 96 months 8.00% to 8.75%
97 to 120 months 8.50% to 9.25%
AM 120 with 24 month balloon 6.25% to 8.25%
AM 120 with 36 month balloon 6.50% to 8.25%

Used Large RV  
Term APR*
Up to 72 months 8.00% to 9.75%
73 to 84 months 8.25% to 11.25%
85 to 96 months 9.00% to 9.75%
97 to 120 months 9.50% to 10.25%
AM 120 with 24 month balloon 7.25% to 9.25%
AM 120 with 36 month balloon 7.50% to 9.25%

New Small RV  
Term APR*
Up to 60 months 7.75% to 9.75%
61 to 66 months 8.00% to 9.50%

Used Small RV  
Term APR*
Up to 60 months 8.75% to 10.75%
61 to 66 months 9.00% to 10.50%

Personal Loan  
Term APR*
Up to 48 months 10.50% to 13.00%
49 to 60 months 11.00% to 13.00%
61 to 72 months 11.50%

Shared Secured/CD Secured Loan
Term APR*
0 to 120 months 4.25% or 2.00% above the CD or Share Rate, whichever is greater.

Visa Classic
Term APR*
revolving 10.90%

Visa
Term APR*
revolving 10.88% to 14.88%

Line of Credit
Term APR*
revolving 11.90% to 15.90%

Overdraft Protection
Term APR*
revolving 18.00%

ATTENTION MEMBERS!

You can earn a discount on your loan rate based on your membership with us under the Members Preferred program, plus you can earn .25% off the current loan rate if you apply for your loan on our website. Ask a MPCU loan representative for more details.

Addendum

The Annual Percentage Rates, corresponding daily periodic rates and amount and due date of payments for each loan sub-account are shown below. If there is no payment schedule, the amount and due date of payments will be determined at the time of each advance and disclosed on the Advance Request Voucher. Other charges that may be imposed are late charges, filing fees, and collection costs. The rates may change as determined by the Credit Union's Board of Directors.

 

 

 

Updated on Friday, July 02, 2010 10:59:56 AM